An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease. +
BENEFITS FOR THE RIDER
FLEXABILITYMultiple end of term options to enhance your H-D® motorcycle owning experience; Pay off your current motorcycle to own it outright, trade-in (1), refinance(2) or return(3) it to an authorized dealership at the end of your term. | SHORTER TERMSCustomize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options. | ATTRACTIVE MONTHLY PAYMENTSEnjoy a break from traditional buying and leasing by making monthly payments as low as $347+ on Grand American Touring Models with 10% down and a final balloon payment of $15,685 due at the end of the 48-month term. |
COMPARE FINANCE RATES
Flex Financing | Traditional Financing | |
Motorcycle Types | All MY 2025 & MY 2026 New Motorcycles and MY2022-2026 H-D Certified Bikes | All Motorcycles |
Terms | 36 and 48-months | 24 to 84-months 96-months on select models |
Payment | Lower monthly payments throughout your term with a single final balloon payment+ | You will pay the same amount each month until the motorcycle is paid off |
End of Terms | Trade-in(1) for a new H-D® model, Keep your current motorcycle after paying off remainder, Refinance(2) your balloon payment with HDFS, Return(3) your motorcycle after settling your account balance | Your loan is fully paid off. The motorcycle is yours to keep or trade-in |