H-D™ FLEX FINANCING

H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease. +

BENEFITS FOR THE RIDER

FLEXABILITY

Multiple end of term options to enhance your H-D® motorcycle owning experience; Pay off your current motorcycle to own it outright, trade-in (1), refinance(2) or return(3) it to an authorized dealership at the end of your term.

SHORTER TERMS

Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.

ATTRACTIVE MONTHLY PAYMENTS

Enjoy a break from traditional buying and leasing by making monthly payments as low as $347+ on Grand American Touring Models with 10% down and a final balloon payment of $15,685 due at the end of the 48-month term.


COMPARE FINANCE RATES


Flex Financing

Traditional Financing

Motorcycle Types

All MY 2025 & MY 2026 New Motorcycles and MY2022-2026 H-D Certified BikesAll Motorcycles

Terms

36 and 48-months24 to 84-months
96-months on select models

Payment

Lower monthly payments throughout your term with a single final balloon payment+You will pay the same amount each month until the motorcycle is paid off

End of Terms

Trade-in(1) for a new H-D® model, Keep your current motorcycle after paying off remainder, Refinance(2) your balloon payment with HDFS, Return(3) your motorcycle after settling your account balanceYour loan is fully paid off. The motorcycle is yours to keep or trade-in

FLEX FINANCING

YOUR END-OF-LOAN OPTIONS

The time has come to make an important choice regarding your H-D® motorcycle. With H-D™ Flex Financing, you have several options when it comes to what the end of your chosen term looks like. Now, is the time to exercise the flexibility of your end-of-loan options

1 - Subject to dealer acceptance
2 - Subject to credit approval
3 - A return fee up to $395, excess wear, mileage and other charges may apply. Some motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions.

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